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Privacy Policy

Commitment To Privacy

At Zodiac Finance, we and our representatives are committed to complying with the Privacy Act 1988 and Australian Privacy Principles in handling your personal information.

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Authorized Credit Representatives

We, Zodiac Finance, are authorized credit representatives of Connective Credit Services Pty Ltd (Australian Credit Licence 389328). References to "we, us, our" include Zodiac Finance and Connective Broker Services Pty Ltd and its related companies.

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Information Collection And Use

We collect your information for:

  • Consumer credit (personal, household, residential investment)

  • Commercial credit (business purposes)

  • Other services as stated

  • Supporting guarantor applications

If you do not provide the required information, we may not be able to process your application or offer other services.

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Information Disclosure

Your personal information may include details such as your name, address, contact details, qualifications, employment history, and financial information. We may:

  • Disclose information to credit reporting services (Consumer CRS and Commercial CRS) with your consent.

  • Use CRS reports to assess your applications.

  • Disclose information to insurers for sourcing insurances.

  • Share information with advisers, aggregators, licensees, financial intermediaries, and credit providers for finance applications.

Some of the recipients to whom we disclose your personal information may be based overseas. It is not practicable to list every country in which such recipients are located but it is likely that such countries will include the Philippines, India and Nepal.

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Protecting Your Information

At Zodiac Finance, we protect your information from misuse, interference, loss, unauthorized access, modification, or exposure. Only necessary staff have access, and our systems are secure. We will destroy or de-identify your information when no longer needed.

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Credit Providers

We may act as agents for credit providers and submit your application to them. Credit providers may share your information with CRS. You can find details about their privacy policies and CRS on their websites.

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Your Agreement

By working with Zodiac Finance, you agree we may:

  • Use and disclose your information for credit and insurance assessments.

  • Share information with credit providers and insurers.

  • Obtain and share information with third parties for finance and insurance.

  • Provide information to guarantors or prospective guarantors.

  • Share information with service providers, some of which may be overseas.

 

Your Rights

You have the right to:

  • Request access to the information we hold about you.

  • Ask us to correct any incorrect information.

  • Obtain copies of our privacy policy and this document.

  • Request a CRS not use your information for direct marketing.

  • Get a copy of information held by a CRS.

You can gain access to the information we hold about you by contacting our Privacy Officer at the following address:

Suite 302/99 York Street, Sydney NSW 2000

 

Extended Effectiveness For Commercial Credit

Your consent for disclosures lasts for 12 months for commercial credit. You can withdraw consent anytime or after 12 months. This does not apply to consumer credit.

 

Your Consent

By asking for our assistance, you consent to our collection and use of your information for the stated purposes.

For more on your privacy rights, visit www.privacy.gov.au.

 

Tell Us What You Think

We value your questions and feedback regarding privacy. Should you have any concerns or complaints, please reach out to us at hello@zodiacfinance.com.au and one of our team members will get back to you.

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